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The banks minimum credit score for refinancing an automobile is 540 whereas the minimum needed to purchase a vehicle is 500.

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Bad credit loans are unsecured personal loans specifically for consumers with low credit scores. IPaydayLoans is developed to be an easy way for people with bad credit to access online loans. Mortgages are short-term installment loans taken to buy a property or a house and can be repaid within 15-30 years with monthly regular payments.

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